USDCUSD
USD CoinยทSpot
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About USDC
Asset-Backed Stablecoin
Sep 28, 2018
USD Coin represents a fundamental approach to stablecoin design based on full reserve backing and regulatory compliance. USDC is issued by Circle under U.S. money transmission licenses and maintains a 1:1 peg to the U.S. dollar through complete backing by dollar-denominated reserves. The fundamental design prioritizes transparency and trust through monthly attestations by independent accounting firms and daily reporting of reserve composition. USDC operates across multiple blockchains but maintains unified backing regardless of the underlying network. The issuance and redemption process is centralized through Circle, with only authorized addresses able to mint new tokens or burn existing ones. This centralized approach prioritizes stability and regulatory compliance over decentralization, making USDC suitable for institutional use and regulatory environments where compliance is essential.
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